For our appointed agency developments, Standard Chartered Bank Malaysia (SCBM) is our go-to bank to refer our clients to. We are pleased to share that the majority of our clients who require a mortgage have successfully obtained loans from SCBM.

Your source of income, age and whether you have existing loans in Malaysia will affect whether a bank grants you a loan.

Standard Chartered Bank Malaysia offers flexi mortgage loans with a loan tenure up to 35 years (maximum age of 70 years) to non-Malaysians for their purchase of both off-plan and completed properties in Malaysia.

• For normal customers: the typical mortgage loan amount obtainable is between 50-60% at a floating interest rate of 3.55%
• For Standard Chartered Priority customers: the typical mortgage loan amount obtainable is 70% at a floating interest rate of 3.3%

Should a foreigner be married to a Malaysian citizen in which the Malaysian spouse is the main income earner, Standard Chartered Bank Malaysia can offer up to 90% mortgage loan.

*subject to bank approval – updated information as of 15 September 2020

1. Sale & Purchase Agreement OR booking form
2. Passport photocopy
3. Your latest 3 months’ salary slip
4. Your latest 3 months; bank statement showing salary credited
5. Your latest Inland Revenue tax payment receipt
6. Address proof

If you plan on obtaining a mortgage for your property purchase, we highly recommend that you obtain a pre-approved home loan application in order to have an idea of the mortgage loan amount and the terms of your loan.